I am always very careful with the websites I visit, or merchants with whom I shop. I never click on links in emails from people do not know. This is why I was shocked when I was trying to make a purchase for about a few dollars on a business debit card I use for certain expenses which was declined.
Quickly logged in online and to my surprise, there were transactions from merchants I have never heard of, for amounts I never made purchases for. They ranged from $.75 to $700+. A quick call to the bank and got confirmation that my card was blocked due to multiple transactions from Spain. I have become a victim of debit card fraud.
Unfortunately not even the bank knows who got my debit card info, however any card swipe, the merchant has access to all the info they need to make the charge, the card number, card holder name, the security code, expiration date, and even the pin if you used the cad as debit.
Cards get stolen, information gets lost. Then…. it gets sold to the highest bidder overseas.